Build credit
with Becca's

Credit building made simple.

 No credit needed
 Open account in 2 minutes
 45-day guarantee
 No credit needed
 Open in 2 minutes
 45-day guarantee
No credit needed. 45-day guarantee.

As seen in

No credit? Low credit?
Becca’s is for you.

Becca’s Account

Start building
credit safely

Becca’s helps you establish or build payment performance.

Build credit faster

Reports to all 3 bureaus.

 

Starts at $9/mo

No credit needed. 45-day money back guarantee.

Becca’s Coach

Coaching and
journey tracking

AI coaching based on your actual credit report plus score tracking.

Becca’s Rent Reporting

Your rent
builds credit

Report rent to credit bureaus for free and build positive payment history. Get early access.

Reviews

Hannah
This is by far the easiest way to build your credit. Easy, simple and no hassling credit card companies.
 
Los Angeles, CA
Michael
My credit score has has gone up close to 700. My credit use is down. Thank you for your help.
 
Chicago, IL

FAQs

Becca’s can help you build credit by reporting your payment history to the credit bureaus. You get a revolving line of credit starting with a $1,250 limit. It’s designed to address the 3 key factors of your credit score: payment history, credit utilization, and age of accounts.

Your Becca’s retail account is not a credit card, it’s a revolving line that’s made exclusively for use within our website.

With Becca’s, there are no additional fees.

Three ways to build,
no extra fees.
Modern payment history chart with credit card and checkboxes, emphasizing seamless financial tracking and secure transactions.

No credit needed

Get approved instantly with no hard pull or score requirement.

Percentage discount badge icon for promotional sales on Beccas.com website.

Simple & automatic

With the included AutoPay, build credit while you sleep.

Brightly colored credit score gauge highlighting financial health and credit ranking at Beccas.

See your progress

Track your journey with credit monitoring report and score.

Build credit faster

Reports to all 3 bureaus

Starts at $9/mo

Risk-free for 45 days

Build credit fast

Reports to all 3 bureaus

Starts at $9/mo

Risk-free for 45 days

Get the credit you deserve
from $9/month

Get the credit you deserve
from
$9/month

Reports to
All 3 Bureaus

Your progress shows everywhere. Reports to
Equifax, Experian, and TransUnion automatically.

Your progress shows everywhere,

automatically.

Automatic
Payments

Never worry about missing payments again.
Automatic payments keep your history perfect.

Never worry about payments

with Autopay.

Track Your
Credit Score

See your credit progress month by month.
Track everything at no extra cost.

See your credit progress
over time.

45-Day Money
Back Guarantee

Try risk-free for 45 days. Don’t love it? Get your
money back. Cancel anytime after.

Try risk-free for 45 days.
Cancel anytime after.