Build credit
with Becca's

Credit building made smart.
No credit needed. 45-day guarantee.

As seen in

Featured in Realtor.com
Featured in Consumer Affairs
Featured in Yahoo Finance
Featured in Go Banking Rates

No credit? Low credit?
Becca’s is for you.

Becca’s Account

Start building
credit safely

Becca’s helps you establish or build credit history, an important factor in raising your score.

Becca's app showing credit score and report dashboard

Build credit faster

Reports to all 3 bureaus.

 

Credit score factors breakdown chart

Starts at $9/mo

No credit needed. 45-day money back guarantee.

Affordable credit building starting at $9 per month

Coaching and
journey tracking

AI coaching based on your actual credit report plus score tracking is included.
Becca's credit coaching and score tracking on mobile app

Your rent
builds credit

We report your rent to credit bureaus for free, to build positive payment history. Get early access.
Rent reporting feature on Becca's mobile app

Reviews

Hannah
This is by far the easiest way to build your credit. Easy, simple and no hassling.
 
Los Angeles, CA
Michael
My credit score has has gone up close to 700. Thank you for your help.
 
Chicago, IL
Marc
Awesome way to increase your credit. Thanks for everything 💯
 
Miami, FL
Moubarak
I really appreciate since I signed with your company my score went up more than before thank you so much for your great services
 
Gardena, CA

Got questions?

Becca’s can help you build credit by reporting your payment history to the credit bureaus. You get a revolving line made for use on our website.

 

It’s designed to address the 3 key factors of your credit score: payment history, credit utilization, and age of accounts.

Your Becca’s retail account is not a credit card, it’s a revolving line that’s made exclusively for use within our website. It can’t be used outside of Becca’s.

No hidden fees. Becca’s starts at $9/month with AI coaching, score tracking, and free rent reporting included. Optional add-ons available in your account. No late fees ever.