Traditional credit has high barriers for people with no credit or low scores, affecting over 100 million Americans. We built Becca’s to create fair access.
Our story is personal because credit building challenges are personal. A group of tech enthusiasts founded Becca’s in 2019 after we all hit the same walls – some starting from zero, others rebuilding from setbacks.
We relied on friends who let us crash on couches when we couldn’t qualify for apartments, family who helped bridge gaps when traditional systems failed us, neighbors who understood being financially responsible but treated like a risk.
We would not be where we are today without that support network. That’s why we built Becca’s – to give back and create the fair access we all needed. Because when you’ve been there yourself, you build something different.
Our Values
Everyone deserves fair financial opportunities.
What you see is what you get.
Built by people who’ve been there.
Our Promise
Transparent pricing with no hidden surprises. Credit building that works for beginners and rebuilders alike, with respect instead of judgment.
We understand past struggles because we’ve lived them ourselves. Clear tools, honest timelines, and straightforward support from people who’ve been exactly where you are.
No matter where you’re starting from, you deserve the best. We built Becca’s to prove that credit building can be fair, honest, and actually designed for the people who need it most.
