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Account holders must be at least 18 years old and a citizen of the United States or permanent resident with a valid social security number. Subject to approval, income qualification, & identity verification. Additional terms and conditions may apply. Cancel anytime. Late or missed payments can have a negative impact on your credit. Make on-time payments to maintain account health.

“No Credit Needed” does not mean or imply that no inquiry will be made of credit history or creditworthiness. It means that this is not a credit transaction. Becca's may check credit history and creditworthiness, but no established credit history is necessary. No hard pulls, and applying will not affect your credit. Approval is not guaranteed. Unlocking more items in the Becca's store is not guaranteed and is subject to approval. A valid bank account may be required to use the store.

Not available in MN, NJ, VT, WI, WY. Estimated improvement is based on consumers without existing debt. All credit score improvements are estimates and individual results may vary.

² Terms apply